Terms & Condition - Visitor Agreement Welcome to BruneiUsedCar.com, a service of J-Click Enterprise. By using this website, you accept the terms of this Visitor Agreement. This is a legally binding agreement between you and BruneiUsedCar.com; please read it carefully.
General Provisions BruneiUsedCar.com respects your privacy. Please take a moment to review our privacy statement. We invite you to bring to our attention any material on our site that you believe to be inaccurate. Please forward a copy of the material to our Administration, along with an explanation of your objection. If you are an owner of intellectual property who believes your intellectual property has been improperly posted or distributed via this website, please notify us by sending email to firstname.lastname@example.org. or by sending a notice by Mail to: J-Click Enterprise, Unit 5, Block J, Abdul Razak Complex, Jalan Gadong BE 4119, B. S. Begawan, Negara Brunei Darussalam The Web is an evolving medium. BruneiUsedCar.com may change the terms of this agreement from time to time. By continuing to use this website following our posting of such changes, you agree to be bound by this agreement, as modified. BruneiUsedCar.com may change, restrict access to, suspend, or discontinue this website, or any portion of this website, at any time. The material that appears on BruneiUsedCar.com is for informational purposes only. Despite our efforts to provide useful and accurate information, errors may appear from time to time. Before purchasing a vehicle or other goods or services you have read about on BruneiUsedCar.com, you should confirm with us any information (including the price) that is important to your purchasing decision. BruneiUsedCar.com is not responsible for, and does not guarantee the performance of, any such vehicles, goods or services. By using this website, you agree not to use information concerning other users of BruneiUsedCar.com, or the vehicles listed or searched for on this website (including listing information, user names, email addresses, telephone numbers, and/or other information), for any purpose other than to explore the potential purchase or sale of a listed vehicle.
Buying and Selling Vehicles BruneiUsedCar.com is a vehicle listing and information service that brings together buyers and sellers. Information about a particular vehicle is supplied by the seller, not by BruneiUsedCar.com. The price and other terms of any sale remain subject to direct negotiation between the buyer and the seller. The prices listed by sellers on BruneiUsedCar.com often include finance charges, title, regulatory, dealer documentary, emission testing and compliance fees, any or all of which may be added to the listed price to arrive at the final sale price of a particular vehicle. Though we hope that all who come to BruneiUsedCar.com will act honorably and treat each other fairly, we cant verify the information sellers supply or guarantee the vehicles they offer. Nor can we assure the seller of a vehicle that the check he/she gets from the buyer isn t going to bounce. When using this website to find a buyer for your vehicle or a vehicle you can buy, we urge you to use the same common sense and good judgment you would use in selling a car through, or responding to, a classified ad in the newspaper. Upon posting your vehicle for sale on BruneiUsedCar.com you are granting BruneiUsedCar.com and it personnel to associate with others buyers and/ or third party on your behalf on all pertaining to the trading of your vehicle. The basic documents requirement for car financing application are signed photocopy of Brunei Identity Card or passport, copy of valid driving license, latest Three months salary slip, latest There months bank statement, employment contract or employment pass for non local, letter of employment for private companies and Brunei Government daily paid employees who do not posses salary slips and others* (subject to the financing bank requirement) When you post your car and its information on BruneiUsedCar.com you are granting BruneiUsedCar.com a perpetual and unobstructed license to include the materials in archival, database, search services and the rights to exploit any proprietary rights in communications including but not limit to the rights under patent laws under relevant jurisdiction.
Bank Financing The actual interest rate and years of loan repayment are subject to the calculation and rates of individual financing bank. To simplify the car financing process, you have to decide on the vehicle you wish to purchase and subject to meeting minimum eligibility criteria of your selected financing banks. Monthly payment for all vehicles shown on BruneiUsedCar.com is calculated based on 7 years installment with 6.5% interest rate per annum.
Member account in Brunei Used Cars Portal To use and access features of the services in BruneiUsedCar.com, you are required to register with BruneiUsedCar.com. Upon registration and provide information to BruneiUsedCar.com, you agree to provide correct, update and complete information about your vehicle(s). BruneiUsedCar.com reserves the rights to terminate your account should we suspect information provided is incorrect and/ or incomplete.
Copyright All car imageries displayed on BruneiUsedCar.com are authentic and not illustration pictures. Any use of pictures and contents of this BruneiUsedCar.com without consent is prohibited.
Buying and Reservation of Vehicle The sale of vehicle on BruneiUsedCar.com is on First Come First Serve basis. Booking fee or a minimum deposit of BND500 – BND5000 (depending on the car variety) will be required to secure your choice of vehicle to avoid any lose opportunity.
Liability BruneiUsedCar.com is not liable for the quality, accuracy, reliability or any other aspect of the vehicle after hand over of the vehicle.
Selling your car User who are interested to sell their car in BruneiUsedCar.com are required to sign up as a member and contact us by email with details of your car. Service fee for posting in BruneiUsedCar.com is BN$80.00/unit, photography included, posting until your vehicle is sold (applicable to Brunei-Muara area only).
User Car Trade-in Users are welcome to trade-in their vehicle with the cars found in our database. You are required to let BruneiUsedCar.com inspect your vehicle and evaluate the value of your car before we can conclude a the trade-in deal.
Dealer Account To create a dealer account, you are required to have a registered company and a minimum of not less the 20 units of vehicles. Please contact us for account creation.
Others After a vehicle sold on BruneiUsedCar.com will display with a SOLD sign for a minimum of one week before elimination from BruneiUsedCar.com s database. The car pictures of your vehicle to be posted on BruneiUsedCar.com are mandatory to shoot by the dedicated personnel of BruneiUsedCar.com with the aim to maintain quality control on the website.
Bidding Bidding items will be reset after 30 days from the original posting date if the minimum reserve price requested by the seller is not met.
Brunei Credit Bureau to be implemented this year, 2012
The Brunei Credit Bureau will be in place to assist all the financial institution some time this mid of 2012.
Bank/financial institution lowering value for used cars
The bank and financial institution has recently lowered all used car value. It is likely that some/most cars posted in Bruneiusedcar.com will require a sum of deposit to accommodate with the balance of the loan approved by the bank
BIBD At-Tamwil does not finance older used car
BIBD At-Tamwil will no longer finance older car which are registered in the year of 2000 and below
What is the bank interest rate for used car?
4.75% per annum BIBD / HSBC
Job and criteria that are not allowed to get used car financing from the bank
If you have either one of the jobs/criteria below then it is likely that the bank will not provide you a car loan. (Security: G4S, SPSS, Ravenguard) or (Person earning $800 or lesser a mth)
I'm a foreigner working in Brunei, can I finance a used car for 7 years?
Yes, you can finance a used car for 7 years. However, you are required to use a local guarantor to support your 7 years financing. If you do not have a guarantor, then you can only finance the car based on the length of your employment contract
I have late payment charges and overdue for my current car. Am I still able to trade-in with you?
Yes, you can still trade-in with us as long as you are still eligible to finance at one of the bank or financial institution.
Can you settle my loans, credit card, etc when I buy a car from you?
Yes, we can help you to settle them depanding on the amount you owe the bank and the car you are able to finance. There are many factors to look into before we know if you are able to settle off your loans when you buy a car from us.